FreddieGpt.
For multifamily lenders, sponsors, and operators

The expert on Freddie Mac multifamily.

Size a Freddie Mac refi for your property — or ask anything about Optigo conventional, SBL, TAH, seniors housing, Utility Efficiency, and the latest Multifamily Seller/Servicer Guide.

Size your refinance options
Search for your property to see what you can refinance into across Fannie, Freddie, and HUD products.
Or ask anything
Real-time answers from the AI trained on Freddie Mac multifamily policy.
Try:
What we cover

Every Freddie Mac multifamily program, current to the latest Seller/Servicer Guide

Optigo Conventional

Freddie Mac's flagship multifamily program — 5/7/10/12yr fixed, floating-rate, ARMs, forward commitments, supplementals, and the structured-loans variants delivered through the Optigo Seller/Servicer network.

Explore →

Small Balance Loan (SBL)

Streamlined $1M-$9M ($7.5M outside top markets) program for stabilized multifamily. Simplified underwriting, broader sponsor eligibility, faster close (~30-45 days).

Explore →

Targeted Affordable Housing (TAH)

TAH for LIHTC 4% + 9%, Section 8, bond credit enhancement, preservation of NOAH, BCE with 4 LIHTC, tax-exempt loans, and the impact-gap-financing toolbox. Mission-driven under FHFA Duty to Serve.

Explore →

Seniors Housing

Independent living, assisted living, memory care, and skilled nursing — Freddie Seniors Housing program with sponsor experience overlays and operator-specific underwriting.

Explore →

Utility Efficiency (Green)

Optigo Utility Efficiency — Freddie's consolidated green program (replaces Green Up / Green Advantage). Energy/water reduction thresholds, pricing incentives, certification, and ESG reporting.

Explore →
Recently asked

Real questions from real lenders

Browse all answers →